| Cover Story |
Housing finance & risk management
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'Teaser' rate home loans:
boon or bane?
 Policymakers should go beyond expressing concerns about the financial distress which teaser rate home loans can cause both to borrowers and lenders. Considerable 'education' efforts are needed to improve borrowers' awareness of the implications of long-term financial decisions such as availing a housing loan. |
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| Inklings |
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 Wanted -
a strong lobby for railways.. For long IE has been emphasizing the imperative for focusing on railways and not just on the highways.
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| Editor's Notes |
 CII meet focuses on regional cooperation
Consumer is still
not king
When the gazelle was stationery...
Lawyers should respect law
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| Banking |
 Out of 86 banks, only six have reported losses during 2008-09. Gramin banks should be the single rural credit agency operating in the rural areas besides the cooperative banks. |
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Agriculture |
 "Take liberal recourse to S&T to improve agri-productivity. ”
Dr. C Rangarajan, Chairman, Prime Minister's Economic Advisory Council. |
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Interview |
 Dr Mangala Rai: Realisation is slowly dawning that the country needs to spend more on agriculture and agricultural research. Higher investments in agriculture from both the government and private companies
are essential to tide over the present crisis. |
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| Interview |
 P&NG Minister Murli Deora: Under the Gas Utilization Policy, out of the initial production, 15 mmscmd will go to existing urea plants, 18 mmscmd to existing power plants, 3 mmscmd to existing LPG plants and remaining 5 mmscmd for City Gas Distribution projects |
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| Interview |
 Gaurav Marya, President, Franchise India: Franchised operations are becoming more popular in geographically vast and culturally diverse nations like India. Franchising helps overcome difficulties...
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| Report |
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 Jyoti Basu: The last of the lingering Marxists... Like Lenin, Jyoti Basu brought a catastrophe to West Bengal by his rise and a worse calamity by his fall. History is an unforgiving teacher.
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| Nuclear Power |
 The bride is ready, bridegroom is shy! Contribution to further addition of nuclear electricity generation will take us beyond 2020s. It is doubtful if the target of 30,000 MW by 2030 could be met, particularly in the absence of a road map.
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| Macro Economics |
 Industrial activity in India has been marked by a high level of variability. Sound trend growth in industrial production will have large beneficial spin-offs - be it employment and incomes generation or in helping maintain a healthy financial system. |
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| Report |
 Deemed Universities: The rationale: granting of university status to institutions which are not universities but are doing specialised work of a high standard comparable to a university would enable them to contribute to the cause of education and enrich both the institution and the education system. |
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| Report |
 Traffic calming to mitigate motorisation ills. Aristotle once said: "men come together in cities in order to live: they remain together in order to live the good life." The noble sentiments expressed by him have now been shattered, and the cities have become places full of chaos.
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| Capital Notes |
 RIL eyeing Lyondel ? La Farge completes a decade in India
Arcelor Mittal buying Uttam Galva Steels
Offers for troubled Maytas?
China to be India's major competitor in software? |
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| Report |
 Booming Southeast Asia: The Pallavas the Cholas, the Naickers, the Vijayanagar emperors, the Chalukyas and the kings of Kalinga have built temples and other architecture that have survived the ravages of time. |
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| Report |
 The Indian pharma industry found that it had no medicine to cure adversities that came its way in 2009 – when it battled shipment-seizures by EU authorities, tightened US regulations, Chinese drug piracy and violent currency fluctuations. |
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| Report |
 Each biennial, the Auto Expo gets bigger. And 2010 Expo was bigger than the 2008 Expo, in terms of the level of participation of auto companies, the global launches, unveiling of concept cars, and the big CEOs descending on the... |
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STFC focuses on providing credit to small truck owners. The company manages assets of over Rs.28,000 crore with a customer base exceeding 600,000. It has pan India presence through close to 500 branches, service centres and 55 strategic business units. Total income increased from Rs. 346 crore in 2004-05 to Rs. 3731 crore in 2008-09; profit after tax shot up in this period from Rs. 49 crore to Rs. 612 crore. 
On 15 March, IE will be entering its 43rd year. The journey through these four decades plus three has been exciting and fruitful. IE chartered its own course to evolve as a purposive economic journal.
Budget 2010-11: Finance Minister Pranab Mukherjee's budget for 2010-11 has focused on fiscal consolidation, a return to more modest fiscal deficits, curtailing overall public debt...
Railway Budget at a glance...New trains proposed in Rail Budget 2010-11.
Rural banking - a new model for Karnataka. The core competence of commercial banks is not rural banking. 
United India Insurance: Well-set to cross premium income of Rs.5000 crore! After the record losses suffered in 2008-09, general insurance companies have been recording much better performance in the current year.
Union Minister of State of Environment and Forests, Jairam Ramesh is a man of many parts and wears more caps than one. Articulate and suave, Ramesh is now in news day in day out, for reasons right and wrong. 
Top Ten: Year in retrospect - 2010. Great events that
still linger in memory. And there it is - the ten news items / events for 2009 globally I thought impacted people and economies to a large extent.
Mahindra Samriddhi Centres have been set up by the Mahindra Farm Equipment Division to increase agriculture productivity through innovative farming technology and enhance Samriddhi...
Affordable Housing: segmenting market demand In India. India has an acute shortage of urban affordable housing, estimated to be almost 25 million homes.
Petro Products Pricing: The Parikh Committee's recom-mendations prima facie may not seem unique or path-breaking. But its significance lies in the explicit linkage it has made between...
