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PSUs - Stem the rot before mergers
PSU banks advented India when Mrs. Indira Gandhi nationalised 14 commercial banks on 19 July 1969.

Another clutch of 197 banks, known as Regional Rural Banks, promoted jointly by the Central government, the state governments and the lead banks in the districts, was floated. A series of mergers and acquisitions saw that number dwindle to 56 over a period of time. Currently, they play a positive role in developing rural banking.Public sector banks have travelled a long way during the last 48 years, adding to the process of diversification and changing the face of Indian banking. But they als

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