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Less-known local area banks

One bank per state would be the norm. The winds of change will blow away the remaining local area banks. In India, three local area banks are rarely in the news. Started in the late 1990s, they operate out of Andhra Pradesh, Telangana, Karnataka, and Maharashtra and have 91 branches in

Guide banks to absorb and adopt technology

There is a growing public perception that all NPAs are the result of fraudulent practices. This is not true. Mortality is part of enterprise. In the Silicon Valley, only one out of ten firms is successful. The culture of venture capital accepted failures as standard; these were not stigmatized. In

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