New India’s Q1 PAT up 80%

The New India Assurance Company Ltd. (NIACL), one of the largest general insurers by market share in India, reported an 80 per cent year-on-year jump in its profit after tax (PAT) to Rs 391 crore in the first quarter of FY26.

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NIACL recorded a gross written premium (GWP) of Rs 13,334 crore, reflecting a 13.11 per cent YoY growth. Domestic gross direct premium grew 15.27 per cent, outpacing the general insurance industry’s 8.84 per cent growth and pushing NIACL’s market share up from 14.65 per cent to 15.51 per cent.
Girija Subramanian, Chairman and Managing Director of New India Assurance, noted a strong growth in the fire, engineering and health portfolios, despite a cautious stance in the motor segment. She acknowledged that large claims in the liability and miscellaneous segments, along with the Air India incident, caused underwriting results. However, robust investment income and prudent provisioning helped support the bottom line, she said.
The insurer’s assets under management stood at Rs 1,00,802 crore, while net worth crossed Rs 45,414 crore. The solvency ratio remained stable at 1.87x.

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