Airtel Money received its NBFC license from the Reserve Bank of India (RBI) on 13 February 2026.
The NBFC platform has already achieved hyperscale adoption with over Rs 9,000 crore in disbursements, the company said.
Airtel said it aims to rapidly expand access to simple, secure, and innovative digital financial services across India.
Airtel said it has built a high-performance credit engine over the last two years, powered by its digital platform and deeply integrated channels, resulting in strongest lending service provider (LSP) models.
“The success of our LSP platform over the past two years is proof of our ability to combine technology, data, and customer trust to deliver impact at a national scale. We have built one of India’s most trusted and scalable digital credit engines—reaching millions with high-quality credit supported by industry-best performance metrics,” Gopal Vittal, Executive Vice Chairman, Bharti Airtel, said.
“Our NBFC expansion strengthens this foundation and reflects our ambition to build a differentiated, future-ready digital lending business,” he said.
This strategic expansion in India’s fast-growing financial services sector underscores Airtel’s commitment to deepening financial inclusion and empowering underserved consumers. Formal credit to GDP ratio in India is at 53 per cent, according to Care Edge Ratings, and highlights the scope for lending in the country.
The expansion is also a natural adjacency that will leverage the large Airtel customer base to build the next growth engine for the company and further diversify its portfolio, the company said.
