Chola MS reports lower Q2 net

Cholamandalam MS General Insurance Company Ltd (Chola MS), a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Group of Japan, reported a profit after tax (PAT) of Rs 91 crore for the second quarter ended September 2025, down from Rs 127 crore in the same quarter last year. Its gross written premium for the quarter under review stood at Rs. 2220 crore, up from Rs 2191 crore in the same quarter the previous year. 

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The gross written premium for half-year ended September 2025 grew 2% to Rs 4217 crore, up from Rs 4136 crore in first-half of the previous year. Profit before tax (PBT) for H1 was Rs 266 crore as against Rs 349 crore in corresponding half-year last year. The company’s investment grew to Rs. 18,382 crore as of September 30, 2025 with the solvency ratio at 2.11 times (regulatory requirement of 1.5 times). 

 Our sustained focus on growth with profitability continues to drive our growth and performance. As we advance in our digital transformation journey, we remain committed to delivering superior customer experiences through innovation and operational excellence,” said Mr V. Suryanarayanan, Managing Director, Chola MSin a statement.

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