Please read the policy document carefully!

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A few months back, social media was abuzz about a person who had taken a personal accident policy. One of the conditions of the policy was that no claim could be done, if the insured person met with an accident while riding a motorcycle with an engine capacity of more than 150 cc. The policy document had many pages and this was one of the many conditions. When the noise levels increased, the concerned insurance company issued instructions on withdrawing this condition. This episode brought to fore many significant issues.

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KB Vijay Srinivas
KB Vijay Srinivas
The author is retired director and holding joint additional charge as CMD of United India Insurance Company Ltd

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