“Our expansion into new Tier 4 and 5 towns will drive our growth in the emerging business segment in FY 2027,” he said.
Sundaram Home Finance, the wholly owned arm of Sundaram Finance Ltd., posted a 15 per cent growth in net profit at Rs 282 crore in FY 2026, when compared to Rs 245 crore in the year ago period.
Disbursements rose 5 per cent to Rs 6,842 crore in FY 2026 from Rs 6,517 crore last year.
The disbursements in the Emerging Business segment comprising of Affordable Housingfinance and small ticket loans crossed the milestone of Rs. 500 crores in FY26. The segment’s disbursement increased to Rs 590 crore from Rs 229 crore.
During the year, the company also crossed the milestone of 100 Emerging Business branches.
The company’s assets under Management (AUM) registered a 14 per cent growth at Rs. 19,909 crore as on 31 March 2026 as compared to Rs. 17, 428 crore as on 31 March 2025.
“Our prime business continues to do well. The emerging business has expanded to Karnataka, Andhra and Telangana on the back of an established presence in Tamil Nadu. The emerging business segment saw a strong growth with its disbursements more than doubling in FY26. The contribution of this segment to the overall disbursements is nowclose to 10 per cent. With our continued focus and expansion in this segment, we are confident of continuing the growth trajectory,” Lakshminarayanan, said.

