Tag: Banks

Banking Rejig

The Indian banking sector has undergone unfathomable change in the past few years. Conceived as a development financial institution in1964, Industrial Development Bank of...

UPI Gets A Price

Small-merchant exemption runs on receipts: up to Rs 1 lakh a month, free. That is a cliff, not a slope. Cross it and growth...

Separating The Signal From The Noise

National Payments Corporation of India (NPCI)’s own P2M data clearly details the outline. For the bulk of merchant categories, the average transaction size sits...

PM Advisory Council pitches for bank mergers

This will help to support the growing credit need of the economy as India strives to be Viksit Bharat by 2047, it said. The report...

RBI keeps a tight vigil on gold prices and loan growth

Gold loans have emerged as the largest segment within non-housing retail loans, growing at a compounded annual growth rate (CAGR) of 42.4 per cent...

RBI seeks views on steps to secure digital payments

The Reserve Bank of India (RBI) said, "fraudsters are deploying various tactics, such as bogus call centres, deepfake-driven impersonation scams and mule account networks"....

New formula proposed for banks dividend payout

‘Dividend’ means dividend payable on equity shares and includes interim dividend. The aggregate dividend should not exceed 75 per cent of profit after tax for the...

RBI Governor warns of uncertain outlook

The year 2025 was challenging as geopolitical conflicts, trade tensions and persistent policy uncertainty had cast a shadow over the global economy and the...

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