Pragya Panda

IFR: Less About Capital, More About Confidence

The IFR was introduced as a prudential buffer during a period when investment portfolios and interest-rate movements could create significant volatility for banks. It...

Rising Freight and Insurance Costs Signal a Deeper Risk to Global Trade

At first glance, the Strait of Hormuz remains open — albeit at significantly higher cost for those willing to bear the risk. But long...

When Consent Isn’t Enough

A LOAN ARRIVES bundled with insurance, a deposit morphs into a market-linked product, and a ULIP is pitched as a superior mutual fund. When...

Time for AI’s Environmental Reckoning

The resolution exposes how the world has rushed headlong into an AI-driven future without fully accounting for ecological consequences. Behind every generative AI model...

Execution Will Determine Outcomes

Now multinational insurers can exercise full operational control, align Indian operations with global strategies and deploy capital without the complexities of shared ownership. This...

Of Bulls and IPOs

There is merit in Sharma’s critique. A Securities and Exchange Board of India (SEBI) study of 144 IPOs between April 2021 and December 2023...

The valley of Indus errors

With over rs 2600 crore in financial discrepancies, a net quar­terly loss of Rs 2329 crore, and a high-profile leadership exodus, the controversy has...

Will It All Come Trump-ling Down?

Behind the poetic chaos lies a very real disruption. On what he dubbed “Liberation Day,” the president of the world’s largest economy unveiled a...

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