Sundaram Home Finance has registered a robust 69 per cent increase in its net profit for the quarter ended 30 September 2025, at Rs 74.68 crore compared to Rs 44.15 crore in the same period last year. Total disbursements for the quarter grew 9 per cent to Rs 1681 crore from Rs 1543 crore in Q2 of the previous year. Assets under management (AUM) stood at Rs 18,572 crore as of 30 September 2025, a 21 per cent increase over Rs 15,405 crore against Q2 of last year.
The Emerging Business (EB) segment, focused on small-ticket loans up to Rs 20 lakh and affordable housing finance, more than tripled its disbursements to Rs 146 crore in Q2 this year compared to Rs 42 crore in the corresponding quarter of last year. The company has expanded its EB network to over 50 branches and the segment has crossed monthly disbursements of Rs 50 crore for the first time in September.
During the quarter, Sundaram Home Finance entered the Karnataka market in the EB segment and has plans to establish 8–10 branches in the state by year-end.
D Lakshminarayanan, Managing Director said, “we continued our branch network expansion in the emerging business segment, focusing on smaller towns in south India. This fuelled our growth, with disbursements nearly tripling to close to Rs 150 crore in Q2.”
On the growth drivers for the second half of the year, Lakshminarayanan said, “we are optimistic about achieving strong growth in our prime business during the second half of the year. In the Emerging Business segment, we aim to further grow our footprint in additional southern towns and maintain this growth momentum.”
