Dr S Durairajan

The author retired as General Manager from the RBI. He holds a Msc, MBA, CAIIB and PhD (in Economics) and has worked as faculty in bank's training college, Bharatidasan Institute of Mgmt, and XLRI.

Will banks become obsolete?

Fintechs have made deep inroads into banking and financial services. There is a feeling that over the next few decades it would make traditional...

Staff-less banks and tech savvy customers…

Indian banking landscape has evolved over the years. Last few decades have brought in unprecedented developments, in the way a customer conducts financial transactions....

HDFC Bank – Birth of a financial services conglomerate

HDFC, the largest Housing Finance institution, (started as a specialised mortgage company in 1977), fostered and nurtured and now handed over to HDFC Bank,...

A careful plan to balance and march ahead

“We can derive satisfaction from the fact that the Indian economy and the financial sector stand out as strong and resilient in a world...

Marching towards self-sufficiency

The ambitious and much awaited new Foreign Trade Policy (FTP 2023) was unveiled by the centre recently. It is aimed at creating a responsive...

TN Budget 2023-24: Focus on welfare and infrastructure

Budget these days are more of a political statement of the ruling party. In the previous budget, state’s thrust was on social welfare and...

Can a SVB type bank failure happen in India?

After the 2008 global financial crisis, bank failures have become common. Since then, central banks have swung into action to strengthen the regulatory mechanism...

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