Tag: Credit

NO STRESS

So far, IOB has not seen any particular product or sector struggling because of West Asia crisis, its Managing Director and Chief Executive Officer...

Building India’s AI-Native Credit Infrastructure

Aadhaar and UPI have digitised Indian banking, but AI-driven continuous underwriting remains rare. Economics may explain part of it, but there appears to be...

Strong Structural Demand

What has changed after your re-branding? The transition to Muthoot Mcred Ltd (formerly Muthoottu Mini Financiers Ltd.) represents much more than a name change. It...

Editor’s NOTES – Growth with headwinds

India’s real gross domestic product (GDP) is expected to be 7.4 per cent in fiscal 2025-2026, as per the first advance estimates by the...

Making Credit Accessible…

Mohit Gorisariya, Saumeet Nanda and Piyush Bagaria were determined to change this reality and founded SalarySe, an app-based fintech platform designed to connect salaried...

Government Support for Resilient Ecosystem!

Since the 1990s, micro-lenders have rendered yeoman service by providing poor households easy access to collateral-free credit. Through Joint Liability Groups formed in villages,...

Cabinet clears credit guarantee scheme for exporters

The scheme is intended to provide 100%  credit guarantee coverage by National Credit Guarantee Trustee Company Limited (NCGTC)  to member-lending institutions (MLIs) for extending...

Full Credit, No Debit!

HIS FORMAL EXIT from the bank is scheduled for 30 April 2026. “It has been 14 years since you gave your approval for my...

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